I have been a successful loan officer, branch manager, and business owner for the past 17 years.  I understand what it takes to get loans approved with competitve rates, manage one of the most successful branches in the country, and lastly run a profitable mortgage company.   Although, today I rarley have the time to handle loan transactions personally, I still keep my skills sharp through day to day interaction with our top producing loan officers.  My main focus is the business development of Service First Mortgage through our branching model.  My goal is to be a competive force in the mortgage industry today and in the future.